I don't like banks at the best of times, but today tipped me over the edge. When telling my bank that I'm going to be in New Zealand in January, they said "sure that will be fine, no worries, your card should work.."
Not only can I not get money out with my card, I cannot even check my balance because it doesn't WORK! So many frantic skype calls to the folks back home, they are yet again saving my royal ass. I'm so lucky to have a family like them :).
My bank is just lucky I'm not on the same continent, otherwise they'd be enjoying a new orifice.